About Us

Repurposing finance for Society

Fair Finance Pakistan advances responsible finance by linking research, regulation, accountability, and cross-sector collaboration.

Fair Finance Pakistan (FFP) advances the integration of environmental, social, and human-rights standards within Pakistan's financial system, positioning responsible finance as a center pillar of equitable and sustainable development.

Operating as the national platform of the Fair Finance International (FFI) network, FFP works to ensure that financial institutions align capital allocation with internationally recognised sustainability norms.

Our Mission


Our Mission

Our Mission

To advance the integration of environmental, social, and human-rights standards within Pakistan's financial system.

Our Vision

Financial systems that serve both economic prosperity and societal well-being, in Pakistan and beyond.

Networks and systems shaping finance and policy

How We Work

Finance is not neutral.

The governance of capital, how it is allocated, regulated, and monitored, fundamentally shapes development trajectories, environmental outcomes, and social equity. FFP seeks to reposition finance as a strategic lever for climate resilience, social justice, and inclusive economic transition.

FFP works across the full arc from research to regulation, combining rigorous methodology with multi-stakeholder engagement to drive systemic change in Pakistan's financial sector.

Rigorous research

Benchmarking commercial banks against global sustainability standards using the Fair Finance Guide methodology.

Policy engagement

Advancing system-level financial governance reforms at the intersection of environmental risk and regulation.

Multi-stakeholder dialogue

Convening regulators, banks, civil society, and academics to build shared frameworks for responsible finance.

International collaboration

Connecting global research expertise with national policy reform through leading institutional partnerships.

Our Work

Benchmarking financial institutions against global standards.

Using the Fair Finance Guide International methodology, FFP systematically assesses commercial banks across critical thematic areas. These assessments provide an evidence-based foundation for policy reform, enabling regulators, investors, and civil society to evaluate the alignment of financial institutions with international sustainability norms.

Climate change

Alignment of capital flows with climate risk frameworks and Paris Agreement commitments.

Biodiversity and nature

Assessment of nature-related financial risks and ecological impact disclosures.

Human rights and labour

Consistency with UN Guiding Principles on Business and Human Rights and OECD Guidelines.

Health and pollution

Exposure to sectors linked to environmental health risks, including air quality and industrial emissions.

Gender equality

Integration of gender-lens indicators in lending, investment, and institutional governance.

Governance and transparency

Disclosure practices, accountability structures, and alignment with global sustainable finance frameworks.

Research and benchmarking for responsible finance
Policy leadership and governance reforms

Policy Leadership

System-level reform.

FFP has played a catalytic role in advancing system-level financial governance reforms in Pakistan, particularly at the intersection of environmental risk, public health, and financial regulation.

#LegislateNow

Air pollution as a material financial risk

Through its national #LegislateNow initiative, FFP advanced a new policy paradigm, reframing air quality governance within the broader architecture of financial stability, industrial transition, and responsible investment. This work contributed to evidence-based policy dialogue that informed the constitutional recognition of the right to a clean, healthy, and sustainable environment under Article 9A of the Constitution of Pakistan.

Policy engagement spans a wide spectrum of stakeholders:

  • Financial regulators and central bank authorities
  • Commercial banks and capital market institutions
  • Industry chambers and private sector actors
  • Parliamentary committees and policymakers
  • Academic and research institutions
  • Civil-society coalitions

International Collaboration

Bridging finance, science, and policy.

FFP's work is anchored in international partnerships that connect global research expertise with the national policy landscape, strengthening Pakistan's capacity to integrate sustainability risks into financial decision-making.

Featured Initiative · 2025

ASIC Pakistan Mitigation Series

Convened in collaboration with the UC Davis Air Quality Research Center (AQRC), this landmark series brought together regulators, financial institutions, scientists, multilateral organisations, industry leaders, and civil society to operationalise a finance-science-policy convergence model for clean-air governance and industrial emissions mitigation.

Policy Framework Contribution

Pakistan National Green Taxonomy

FFP has contributed to policy dialogue surrounding Pakistan's National Green Taxonomy and broader sustainable finance reforms within the country's financial regulatory architecture, helping align domestic frameworks with international sustainability norms.

International collaboration on sustainable finance
Institutional network coalition

Institutional Network

A broad national coalition to repurpose finance.

Fair Finance Pakistan operates through a diverse coalition, ensuring that financial governance reforms are informed by varied expertise and grounded in societal priorities. Through this collaborative model, FFP advances a clear vision: financial systems must evolve to serve both economic prosperity and societal well-being.

Research institutions

Evidence generation and sustainability analytics.

Consumer protection groups

Consumer rights and public engagement.

Academic partners

Scholarly expertise and independent assessment.

Civil-society groups

Grassroots voice and public interest.

FFI network

Global methodology and international standards.

Our Coalition Members

Coalition member logo

Reports

Strengthening Sustainable Finance in Pakistan

Finance and Governance | Sustainability

Strengthening Sustainable Finance in Pakistan - A Scoping Review towards Institutionalizing Fair Finance Pakistan

Explores opportunities to strengthen Pakistan's sustainable finance ecosystem, outlining practical pathways to institutionalize fair finance principles, enhance regulatory frameworks, and mobilize responsible investment for inclusive and climate-resilient growth.

Pitfalls of Restoring Energy Security with Coal

Climate And Nature | Energy And Extractives

Pitfalls of Restoring Energy Security with Coal Power Plants in Pakistan

Examines the economic, environmental, and policy risks of relying on fossil fuel to address energy security challenges in Pakistan, offering insights into more sustainable and resilient alternatives for the country's energy future.

Benchmarking the Sustainability Policies of Banks in Pakistan

Finance | Human Rights | Regulations | Governance

Benchmarking the Sustainability Policies of Banks in Pakistan

This landmark assessment evaluates leading Pakistani commercial banks against global sustainability standards using the Fair Finance Guide International methodology across key thematic areas including climate change, biodiversity, and human rights.

The Dark Side of Banks in Pakistan

Consumer Protection | Human Rights

The Dark Side of Banks in Pakistan

This case study uncovers critical social and environmental risks linked to banking practices in Pakistan, offering insights into consumer protection frameworks and opportunities for strengthening responsible finance.

Air Pollution - A Solvable Problem

Climate And Nature | Inclusive Business | Just Transition | Stakeholder Engagement

Policy Brief: Air Pollution - A Solvable Problem

Co-authored with the UC Davis Air Quality Research Center, this policy brief evaluates Pakistan's national and provincial clean-air frameworks and proposes evidence-based industrial transition pathways to achieve measurable improvements in air quality.

Contact Us

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